ORO: Terms of Service

Version: 1.2
Effective Date: January 22, 2026

1. Acceptance of These Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you and ORO (“ORO,” “we,” “us,” or “our”), a company whose registration details are updating soon.

The Services include the ORO website (address updating soon), mobile applications, and all related software, features, and tools provided by ORO.

By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy.

2. Eligibility and Compliance

You must be at least 13 years old to use messaging features. Financial and payment-related features are restricted to individuals who are at least 18 years old.

You represent that you are not a prohibited person and agree to comply with applicable sanctions and export control laws administered by the United States, the United Nations, the European Union, or other relevant authorities.

3. Nature of the Services (Non-Custodial)

ORO provides a non-custodial software interface. We do not act as a bank, custodian, broker, or money transmitter.

We do not hold, store, or manage digital assets. Assets remain on the blockchain, and private keys remain on the user’s device.

Use of the Services does not create any fiduciary, agency, or advisory relationship.

4. Messaging and User Content

Messaging within ORO uses end-to-end encryption. ORO cannot access the plaintext content of communications and does not proactively moderate encrypted content.

ORO DOES NOT PROVIDE ACCESS TO EMERGENCY SERVICES. Users must maintain alternative means of contacting emergency services.

5. User Security and Responsibility

Users are solely responsible for safeguarding recovery credentials. ORO CANNOT RECOVER LOST SEED PHRASES.

ORO is not responsible for losses caused by device compromise, malware, phishing, or unauthorized access.

6. Blockchain Risks and Transaction Finality

Blockchain transactions are irreversible. ORO cannot reverse, cancel, or refund transactions once broadcast.

Network fees are paid to blockchain validators and not to ORO.

7. Third-Party Services

The Services may provide access to third-party decentralized applications or fiat on/off-ramps. These services operate independently and are governed by their own terms. Use of third-party services is at the user’s own risk.

8. Intellectual Property

All intellectual property rights in the Services belong to ORO. A limited, revocable, non-exclusive license is granted for lawful personal use.

9. Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ORO’S TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF USD $100 OR THE FEES PAID BY THE USER IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

11. Indemnification

Users agree to indemnify and hold harmless ORO from claims arising out of use of the Services or violation of these Terms.

12. Dispute Resolution

Disputes shall be resolved through binding arbitration on an individual basis, except where prohibited by law.

13. Governing Law and Venue

The governing law and venue for these Terms are updating soon. They will be stated here before the Services launch.

14. Regional Provisions

For users in Mexico and Latin America, applicable consumer protection laws and ARCO data rights are respected.
For users in the European Union, mandatory consumer protection laws of the country of residence apply where required.

15. Miscellaneous

Provisions relating to intellectual property, warranties, liability limitations, indemnification, and dispute resolution survive termination.
These Terms constitute the entire agreement regarding the Services.

16. Contact

ORO Legal & Compliance
Email: Updating soon
Registered Office: Updating soon